# Palpluss

> The simplest way to integrate M-Pesa STK Push and B2C bulk payments into your product — no Daraja configuration needed.

Palpluss (M-Pesa STK Push & B2C Payments API for developers) is a Fintech API / Payment Infrastructure based in Nairobi, Kenya. Built for Developers, startups, and businesses integrating M-Pesa in Kenya.

## Primary pages
- [Home](https://palpluss.com/): Palpluss landing page — integrate M-Pesa STK Push and B2C disbursements with a developer-first REST API. No Daraja configuration required.
- [Products](https://palpluss.com/products): STK Push and B2C Automations — trigger M-Pesa prompts, disburse funds in bulk, webhooks, dashboard, and security features.
- [Pricing](https://palpluss.com/pricing): Flat KES 1 per STK Push (KES 10+). B2C tiered fees. Pre-funded service wallet. No monthly or setup fees.
- [Company](https://palpluss.com/company): Nairobi-based team building M-Pesa payment infrastructure for African developers.
- [Privacy Policy](https://palpluss.com/privacy): How Palpluss collects, uses, and protects user and transaction data.
- [Terms of Service](https://palpluss.com/terms): Terms governing use of the Palpluss platform and APIs.

## Products
- [STK Push](https://docs.palpluss.com/api-reference/stk/initiate): Trigger an M-Pesa payment prompt on a customer's phone with a single API call. Real-time webhooks on completion, failure, or timeout.
- [B2C Payouts](https://docs.palpluss.com/api-reference/b2c/payout): Disburse funds to one or many M-Pesa numbers — payroll, refunds, commissions, and bulk payouts with per-recipient status callbacks.
- [Webhooks](https://docs.palpluss.com/guides/webhooks): Instant HTTP callbacks for payment events. No polling required.
- [Developer Dashboard](https://console.palpluss.com): Manage API keys, monitor transactions, view analytics, and fund your service wallet.

## Pricing (summary)
- STK Push: KES 1–9 transactions are free; KES 10 and above cost a flat KES 1 per request.
- STK Push fee is flat regardless of amount — KES 10 and KES 1,000,000 both cost KES 1.
- B2C payouts use tiered fees from KES 6 (KES 1–49) up to 2% for KES 250,000+.
- No monthly fees, setup fees, or subscriptions.
- Fees are deducted from a pre-funded Palpluss service wallet at request initiation.
- New accounts receive free tokens worth KES 100.

## Developer resources
- [Documentation](https://docs.palpluss.com)
- [API Reference](https://docs.palpluss.com/api-reference)
- [Developer Console](https://console.palpluss.com)
- [Create Account](https://console.palpluss.com/register)
- [Status Page](https://palpluss.instatus.com/)
- [Support (WhatsApp)](https://wa.me/254117789754)

## Common questions
- **What is Palpluss?** Palpluss is a developer-first M-Pesa payments API that lets you integrate STK Push collections and B2C disbursements without configuring Safaricom Daraja directly. It provides REST APIs, webhooks, SDKs, and a team dashboard.
- **How is Palpluss different from Daraja?** Palpluss abstracts Daraja configuration, OAuth token management, and callback URL setup. Developers make a simple authenticated POST request and receive webhooks — integration typically takes under five minutes.
- **What M-Pesa features does Palpluss support?** STK Push (Lipa na M-Pesa online), B2C bulk disbursements, real-time webhooks, IP whitelisting, signed payloads, and a transaction dashboard.
- **Who is Palpluss built for?** Software developers, startups, and businesses in Kenya that need reliable M-Pesa payment and payout infrastructure with clean APIs and transparent pricing.
- **Where is Palpluss based?** Palpluss is headquartered in Nairobi, Kenya, and builds for Kenyan networks, regulations, and M-Pesa users.
- **How much does Palpluss cost?** STK Push costs KES 1 flat per transaction for amounts of KES 10 or more (KES 1–9 are free). B2C fees are tiered by amount. There are no monthly or setup fees.

## Full context
- [llms-full.txt](https://palpluss.com/llms-full.txt): Extended company, product, and pricing details for AI systems.

## Contact
- Email: hello@email.palpluss.com
- Website: https://palpluss.com

Last updated: 2026-06-09